About the Role:
We are seeking an experienced Engagement Manager to lead strategic credit risk, data, and analytics initiatives for a leading US banking client. The ideal candidate will bring deep expertise in commercial and small business banking (SMB), credit risk management and advanced analytics, with a proven track record of leading complex consulting engagements.
This is a senior client-facing role responsible for partnering with banking leadership to solve complex business challenges, shape data-driven credit risk strategies, and deliver measurable business outcomes.
Key Responsibilities:
Client Engagement & Relationship Management
- Serve as a trusted advisor to senior stakeholders across Commercial & SMB Banking, Credit Risk, Underwriting, and Analytics.
- Understand business priorities, structure complex problems, and translate them into actionable analytics initiatives.
- Lead executive discussions, present strategic recommendations, and identify opportunities to expand client relationships and deliver business value
Credit Risk Strategy & Portfolio Analytics
- Lead initiatives across commercial and SMB credit risk, portfolio analytics, underwriting, and credit policy optimization.
- Guide portfolio risk assessments, including performance trends, vintage analysis, risk segmentation, and concentration risk.
- Advise on credit policy development and implementation, risk score evaluation, credit limit assignment, and exposure management.
- Leverage internal banking and external credit bureau data to strengthen risk assessment, underwriting, and portfolio decisions
- Identify opportunities to enhance risk reporting, management information systems (MIS), and portfolio monitoring.
Analytics & Delivery Leadership
- Own engagement scope, priorities, timelines, delivery quality, and business outcomes.
- Lead cross-functional teams across the US and India, ensuring timely delivery and alignment with client expectations
- Provide guidance on statistical analysis, risk score validation, credit policy simulations, and performance measurement.
- Establish delivery governance, monitor progress, manage risks, and proactively resolve issues.
Required Experience & Qualifications
- 10+ years of experience in banking, credit risk analytics, or financial services consulting with deep domain expertise in commercial and SMB banking
- Proven experience in credit policy development and optimization, risk score assessment, credit decisioning, and portfolio analytics.
- Experience working with internal banking and external credit bureau data, including sandbox environments.
- Demonstrated ability to lead complex client engagements, manage global teams, and influence senior stakeholders.
- Excellent communication and analytical problem-solving skills with working knowledge of SQL, Python, SAS, or comparable analytical tools.
- Bachelor’s degree in Engineering, Computer Science, Mathematics, Economics, Finance, or a related quantitative discipline. Master’s degree preferred.